Are you venturing into the world of homeownership in the Fraser Valley area? It is such an exciting time for first-time home buyers, but navigating the complexities of mortgage approval can pose challenges. There are so many opportunities that new buyers may be unaware of,
We've recently observed a notable uptick in new construction mortgages. Are you also interested in new constructions? From assignment clauses to the practicalities of closing dates, here are some critical aspects Fraser Valley residents should be aware of. Understanding Assignment Clauses The assignment clause is
Are you curious about how to increase the value of your property or generate extra income? Consider adding a secondary suite to your single-family home. A secondary suite is a self-contained living unit within your single-family home, often including a separate entrance, kitchen, bathroom, and
What is Debt Consolidation? Are you weighed down by debate and need a way to reduce monthly payments? Debt consolidation is the process of obtaining a new loan to pay off several smaller loans, debts, or bills. By combining these smaller debts into
While the government tries to help they seem to get in their own way. Here is their most recent proposal, while it helps a few people we feel it does not reach the masses of first-time buyers that need support. If
Should you pay a higher rate.....the answer might be yes Recently we have encountered many self employed individuals coming to us looking for a mortgage. In many cases, they have talked to their current lender, who have stated that the individual will need to
Owning a home is a huge achievement for most people having a place to call your own but it comes with several financial obligations, one being your mortgage payments. We understand that life is unpredictable and financial setbacks can happen to anyone. Let's work together to
If there is one thing we hear from clients all the time when they come to talk to us looking for other options is their reluctance to switch banks. Saying "But our bank has been so good to us, we've been clients for years" based
If you are due for a mortgage renewal in 2024, there are some important things to consider ahead of time. This is an important milestone which can impact your financial stability, so being well-informed is key to making the right decision. Let us help you
If you're in the process of buying a new home, you may have heard the term "bridge financing" thrown around. But what exactly is bridge financing for a mortgage, and how can it help you in your home-buying journey? Bridge financing is a short-term loan
