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Refinancing

Capture the Benefit from Lower Rates

When you've locked in a rate for your mortgage previously and then later see interest rates drop, you may want to refinance in order to save yourself money in the long run.

Just a small drop in interest rates can lower your monthly payment significantly. For example, say you bought your home for $300,000 with a 5% interest rate and now carry a remaining balance of $275,000. Your monthly payment would be around $1,476. If the interest rates fell to 4.5% and you refinanced, you could potentially have a monthly payment of $1,340, saving you $136 per month. That could be up to $8,160 in mortgage payments over the next five years!

You can get started on your home loan refinance now!

What Do I need to Refinance?

To qualify for a refinance, you'll see a lot of similarities compared to when you qualified for your first home loan. You'll need a lot of the same paperwork you provided when you originally bought the loan.

As part of the refinance process, you'll likely need to have another appraisal of your home to confirm the current value of your home. An appraisal can make or break your refinancing deal, so make sure we remind you of some helpful appraisal advice in advance!

Why trust Browne with my Refinance?

Browne Mortgages + More was founded on the idea of building a mortgage company that's focused on serving the best interest of our customers green and clean. And based on so much of our business coming solely from referrals, we are living up to it!

Our honest business model seeks to elevate customer needs, resulting in a quick mortgage process with the right products and low mortgage rates.

Debt Consolidation

Refinancing your home mortgage gives you the chance to lower your monthly payments, pay less interest or change your mortgage terms. Home loan refinancing is an opportunity by taking out a completely new loan, with a new term and interest rate to energize your current mortgage.

Cash From Your Home

Maybe the cash you need is in your home! Your home gives you the chance to get cash for anything. Home loan refinancing is an opportunity to take out a completely new loan, with a new term and interest rate, to energize your current situation in life. Feeling like investing? Buying a new boat? Reaching for your dreams and goals?

Keep Your Payment Stable

Unsure what to do with your Variable Rate Mortgage! We know what to do – Call us for our easy-to-understand rule of thumb. Your Variable Rate Mortgage gives you the chance to debate many options. Our Variable Rate Mortgage Plan is an opportunity to address these popular questions. With a new term and new interest rate strategy, we can offset volatility at the heart of the problem. To energize your current situation call right now.

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