Many Canadians are self-employed, realtors, general contractors and builders just to name a few. In fact, around 20% of Canadians are self-employed. The job titles may vary considerably, but one thing that they all have in common is that when it comes to getting a
With the current housing climate, having a strong down payment has never been more important. More and more Canadians are using gifted down payments as a way to get onto the property ladder. Keep reading to find out everything you need to know about having
For most homeowners, it’s unlikely that the first home you buy will be the home you stay in forever. At some point, you’ll want to sell and buy a new home. Most homeowners want to take equity from their current property and use it towards
It seems pretty easy to keep track of your credit score, whether that’s with a paid service or free through your bank. However, the number that you see isn’t always accurate or reliable. Also, more importantly, the credit score you see from a free provider
Did you know that approximately 50% of Canadians over 60 are finding that most of their savings are tied up in their real estate, yet they don’t have the cash flow they want or need in retirement? One possible solution for this is a Reverse
A common question that we hear a lot is what the difference is between a fixed-rate and a variable-rate mortgage. Here we will break down the terms for you to help you make your decision between the two types of mortgages. FIXED RATES A fixed-rate
A home equity line of credit also known as a HELOC is a secured form of credit. The lender uses your home as a guarantee that you’ll pay back the money you borrow. Home equity lines of credit are revolving credit. You can borrow money, pay
It’s in our name: Browne Mortgages + MORE, more means more! Did you know that we provide insurance services as well? Our team is equipped to help set you up and often at half the price of what the bank charges. Bank insurance helps to
Are you self-employed and are finding it difficult to get a mortgage? We had a recent case come across our desk where a self-employed client was looking to refinance his house for $550,000. He claimed 30,000 a year on his taxes and his bank told
For all the people lining up to refinance their homes or to sell and take advantage of the low rates, here’s a pro tip that will save you thousands of dollars and you’ll only hear it here from us! Recently, We just saved a client
