If you've owned your home for a few years, you've probably heard both terms tossed around: renewal and refinancing. They sound similar. They both involve your mortgage. And most people use them interchangeably, which leads to confusion at the worst possible time, when you actually
This Week in Canadian Mortgages: September 14, 2026 Canadian mortgage watchers had a quieter week for headline rate decisions, but not a quiet week for the forces that move borrowing costs. The big picture for Fraser Valley buyers is clear: the Bank of Canada is
This Week in Canadian Mortgages: September 7, 2026 The first week of September brought the update Canadian mortgage watchers were waiting for: the Bank of Canada stayed put. That does not make the market simple, but it does give buyers, owners and renewers in the
This Week in Canadian Mortgages: August 31, 2026 Canadian mortgage shoppers are heading into September with steady variable-rate conditions, firmer fixed-rate pressure, and a housing market that is giving qualified buyers more time to think. For Fraser Valley households, the headline is not that financing
This Week in Canadian Mortgages: August 24, 2026 Canada’s housing market sent borrowers a mixed but useful message this week. New construction is slowing, resale activity is firming, inflation is still sticky enough to keep the Bank of Canada cautious, and the Fraser Valley remains
This Week in Canadian Mortgages: August 17, 2026 Canadian mortgage news this week is really a story about patience. Inflation moved higher again, the Bank of Canada is still watching gasoline and global risk, and housing markets are giving qualified buyers more room to negotiate
This Week in Canadian Mortgages: August 10, 2026 Canadian mortgage borrowers are starting the week with a calmer rate picture, but the housing market is still uneven. The Bank of Canada is on hold, variable rates are stable, fixed rates remain tied to bond-market swings,
This Week in Canadian Mortgages: August 3, 2026 Canadian mortgage borrowers are getting a rare stretch of rate stability, but that does not mean the market is standing still. This week, the biggest story is the combination of a steady Bank of Canada, a softer
This Week in Canadian Mortgages: July 27, 2026 This week’s mortgage story is less about one dramatic announcement and more about the pressure building underneath the market. The Bank of Canada is still holding its policy rate steady, national housing demand remains cautious, construction momentum
The mortgage market gave Canadian borrowers a little more clarity this week, but not a free pass. The Bank of Canada held rates, inflation cooled, national home sales continued to firm, and the Fraser Valley remained firmly in buyer-friendly territory. For homeowners renewing this year,
